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Stocks/Financials/Consumer Finance

American ExpressAXP

Consumer Finance · New York City, New York · In the S&P 500
Solid businessPricier than peers
$319.11−1.42%After hours: $319.42 (+0.10%)At the close, 30 Oct · Prices from CNBC, may be delayed
▼ 10.9% over 1 year
American Express over 1 yearDaily close, $, to 30 Oct 2026
$300$350Nov2026MarMayJulSep$319.11$300$350NovMarJul$319.11
Source: Nasdaq daily closes
Market value$214B
Price to earnings17.9x
Forward P/E17.2x
Dividend yield1.19%
Year to date−13.7%
One year−10.9%
Next earningsNot scheduled
SectorFinancials
52-week range (closes)
$292.27$384.89

Quality and valuation

How American Express compares with other financials stocks. A description, not a recommendation.

American Express and 4 consumer finance peers. Across: valuation (P/E) against the sector. Up: business quality against the sector. Hover or tap a logo for its numbers.

Business quality: about averageValuation: pricier than most

An average business among financials companies, priced above most of them.

American Express trades at 17.2 times the next 12 months of expected earnings, against a median of 13.0x for the 84 financials stocks we cover. The quality score blends where it ranks on revenue growth, gross margin, operating margin and free-cash-flow margin (net margin for banks and insurers) over the last 12 months, from SEC filings.

  • Revenue grew slower than the sector median: +10.2% vs +10.2%
  • Turns less of its sales into cash: 17.9% vs 20.3%
  • Keeps less of its revenue as profit (net margin): 15.8% vs 20.7%
AXP trades at 17.2x forward earnings, above the sector medianForward p/e, Consumer Finance peers
UPST7.7xSYF7.9xCOF9.3xAXP17.2xSOFI22.3xSector median 13.0xUPST7.7xSYF7.9xCOF9.3xAXP17.2xSOFI22.3xSector median 13.0x
Source: CNBC quotes; Mostly Markets
At 18.0x earnings, AXP is cheaper than its average since Oct 2024Price over the last 12 months of reported (GAAP) diluted EPS
P/EUsual range (±1 s.d.)
20x22x25xAverage 21.3x2025202618.0x20x25xAverage 21.3x2025202618.0x
Source: Nasdaq prices; SEC filings

Financials

From American Express's SEC filings, through the quarter ending 30 Sep 2026. Hover or tap a bar for its value.

Revenue grew 8.9% from a year earlierQuarterly revenue, $bn, latest Q3 ’26
$0bn$10bn$20bnQ4 ’24Q2 ’25Q4 ’25$20.1bnQ3 ’26$0bn$10bn$20bnQ4 ’24Q2 ’25Q4 ’25$20.1bnQ3 ’26
Source: SEC filings
Growth slowed to +8.9% last quarterRevenue growth, year on year, %
0%5%10%Q4 ’24Q2 ’25Q4 ’258.9%Q3 ’260%5%10%Q4 ’24Q2 ’25Q4 ’258.9%Q3 ’26
Source: SEC filings
Free cash flow was $13.9 billion over 12 monthsQuarterly free cash flow (operating cash flow minus capex), $bn
$0bn$2bn$4bnQ4 ’24Q2 ’25Q4 ’25$4.4bnQ3 ’26$0bn$2bn$4bnQ4 ’24Q2 ’25Q4 ’25$4.4bnQ3 ’26
Source: SEC filings
Diluted EPS was $5.42 last quarterQuarterly diluted earnings per share, $
$0$2$4Q4 ’24Q2 ’25Q4 ’25$5.42Q3 ’26$0$2$4Q4 ’24Q2 ’25Q4 ’25$5.42Q3 ’26
Source: SEC filings
Last 12 monthsAXPSector median
Revenue growth+10.2%+10.2%
Free cash flow margin17.9%20.3%
Price to earnings17.9x14.6x

Stories on American Express

Friday, 23 October
Earnings

American Express (AXP) Tops Q3 Profit Estimates as Card Spending Rises 8%

AmEx earned an adjusted $4.68 a share, above the $4.48 LSEG estimate, but revenue of $20.06 billion was just short of the $20.12 billion expected. It raised its 2026 forecast.

AXP▼ 3.7%
Paying by card at a cafe

Similar companies

Consumer Finance, by market value.

CompanyPriceTodayYTDValue
COFCapital One$204.85−1.86%−15.5%$123B
SYFSynchrony Financial$75.35−2.10%−9.7%$23.46B
SOFISoFi Technologies$16.76−4.83%−36.0%$21.73B
UPSTUpstart$23.02−7.33%−47.4%$2.24B