Mostly Markets
Subscribe
Stocks/Financials/Diversified Banks

CitigroupC

Diversified Banks · New York City, New York · In the S&P 500
Cheaper than peers
$122.64−2.48%After hours: $122.54 (−0.08%)At the close, 30 Oct · Prices from CNBC, may be delayed
▲ 23.7% over 1 year
Citigroup over 1 yearDaily close, $, to 30 Oct 2026
$100$140Nov2026MarMayJulSep$122.64$100$140NovMarJul$122.64
Source: Nasdaq daily closes
Market value$203B
Price to earnings12.0x
Forward P/E10.6x
Dividend yield2.19%
Year to date+5.1%
One year+23.7%
Next earningsNot scheduled
SectorFinancials
52-week range (closes)
$97.63$145.67

Quality and valuation

How Citigroup compares with other financials stocks. A description, not a recommendation.

Citigroup and 6 diversified banks peers. Across: valuation (P/E) against the sector. Up: business quality against the sector. Hover or tap a logo for its numbers.

Business quality: weaker than mostValuation: cheaper than most

A weaker business than most financials companies, priced below most of them.

Citigroup trades at 10.6 times the next 12 months of expected earnings, against a median of 13.0x for the 84 financials stocks we cover. The quality score blends where it ranks on revenue growth, gross margin, operating margin and free-cash-flow margin (net margin for banks and insurers) over the last 12 months, from SEC filings.

  • Revenue grew slower than the sector median: +5.6% vs +10.2%
  • Turns less of its sales into cash: −87.0% vs 20.3%
  • Keeps less of its revenue as profit (net margin): 16.8% vs 20.7%
C trades at 10.6x forward earnings, below the sector medianForward p/e, Diversified Banks peers
TFC10.5xBAC10.5xC10.6xUSB10.8xWFC11.1xPNC11.3xJPM13.8xSector median 13.0xTFC10.5xBAC10.5xC10.6xUSB10.8xWFC11.1xPNC11.3xJPM13.8xSector median 13.0x
Source: CNBC quotes; Mostly Markets
At 17.6x earnings, C is pricier than its average since Feb 2024Price over the last 12 months of reported (GAAP) diluted EPS
P/EUsual range (±1 s.d.)
10x15x20xAverage 16.6x2025202617.6x10x20xAverage 16.6x2025202617.6x
Source: Nasdaq prices; SEC filings

Financials

From Citigroup's SEC filings, through the quarter ending 31 Dec 2025. Hover or tap a bar for its value.

Revenue grew 2.1% from a year earlierQuarterly revenue, $bn, latest Q4 ’25
$0bn$10bn$20bnQ1 ’24Q3 ’24Q1 ’25$19.9bnQ4 ’25$0bn$10bn$20bnQ1 ’24Q3 ’24Q1 ’25$19.9bnQ4 ’25
Source: SEC filings
Growth slowed to +2.1% last quarterRevenue growth, year on year, %
0%5%10%Q1 ’24Q3 ’24Q1 ’252.1%Q4 ’250%10%Q1 ’24Q3 ’24Q1 ’252.1%Q4 ’25
Source: SEC filings
Free cash flow was −$74.2 billion over 12 monthsQuarterly free cash flow (operating cash flow minus capex), $bn
$-50bn$-25bn$0bnQ1 ’24Q3 ’24Q1 ’25$24.9bnQ4 ’25$-50bn$0bnQ1 ’24Q3 ’24Q1 ’25$24.9bnQ4 ’25
Source: SEC filings
Diluted EPS was $1.19 last quarterQuarterly diluted earnings per share, $
$0.0$0.5$1.0$1.5Q1 ’24Q3 ’24Q1 ’25$1.19Q4 ’25$0$1Q1 ’24Q3 ’24Q1 ’25$1.19Q4 ’25
Source: SEC filings
Last 12 monthsCSector median
Revenue growth+5.6%+10.2%
Free cash flow margin−87.0%20.3%
Price to earnings12.0x14.6x

Stories on Citigroup

We haven't written about Citigroup yet. Follow it, and its first story will show under My stocks on the front page.

Similar companies

Diversified Banks, by market value.

CompanyPriceTodayYTDValue
JPMJPMorgan Chase$337.04−1.90%+4.6%$896B
BACBank of America$50.01−2.21%−9.1%$346B
HSBCHSBC$85.42−1.36%+8.6%$293B
WFCWells Fargo$83.40−1.66%−10.5%$250B
USBU.S. Bancorp$59.45−1.96%+11.4%$92.62B
PNCPNC Financial Services$227.86−1.71%+9.2%$90.52B
TFCTruist Financial$48.79−1.07%−0.9%$58.47B
NUNu Holdings$11.61−3.65%−30.6%$56.08B