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PayPalPYPL

Transaction & Payment Processing Services · San Jose, California · In the S&P 500
Cheaper than peers
$57.01+0.11%After hours: $56.87 (−0.25%)At the close, 30 Oct · Prices from CNBC, may be delayed
▼ 18.2% over 1 year
PayPal over 1 yearDaily close, $, to 30 Oct 2026
$40$50$60$70Nov2026MarMayJulSep$57.01$40$60NovMarJul$57.01
Source: Nasdaq daily closes
Market value$47.36B
Price to earnings10.8x
Forward P/E10.1x
Dividend yield0.98%
Year to date−2.3%
One year−18.2%
Next earningsNot scheduled
SectorFinancials
52-week range (closes)
$39.08$69.27

Quality and valuation

How PayPal compares with other financials stocks. A description, not a recommendation.

PayPal and 7 transaction & payment processing services peers. Across: valuation (P/E) against the sector. Up: business quality against the sector. Hover or tap a logo for its numbers.

Business quality: weaker than mostValuation: cheaper than most

A weaker business than most financials companies, priced below most of them.

PayPal trades at 10.1 times the next 12 months of expected earnings, against a median of 13.0x for the 84 financials stocks we cover. The quality score blends where it ranks on revenue growth, gross margin, operating margin and free-cash-flow margin (net margin for banks and insurers) over the last 12 months, from SEC filings.

  • Revenue grew slower than the sector median: +4.4% vs +10.2%
  • Less profitable (operating margin): 17.0% vs 22.3%
  • Turns less of its sales into cash: 18.4% vs 20.3%
PYPL trades at 10.1x forward earnings, below the sector medianForward p/e, Transaction & Payment Processing Services peers
GPN6.6xFISV6.8xPYPL10.1xCPAY13.7xXYZ16.6xV28.6xMA30.0xAFRM38.0xSector median 13.0xGPN6.6xFISV6.8xPYPL10.1xCPAY13.7xXYZ16.6xV28.6xMA30.0xAFRM38.0xSector median 13.0x
Source: CNBC quotes; Mostly Markets
At 10.9x earnings, PYPL is cheaper than its average since Oct 2024Price over the last 12 months of reported (GAAP) diluted EPS
P/EUsual range (±1 s.d.)
15x20xAverage 13.6x2025202610.9x20xAverage 13.6x2025202610.9x
Source: Nasdaq prices; SEC filings

Financials

From PayPal's SEC filings, through the quarter ending 30 Sep 2026. Hover or tap a bar for its value.

Revenue grew 2.0% from a year earlierQuarterly revenue, $bn, latest Q3 ’26
$0bn$2bn$5bn$8bnQ4 ’24Q2 ’25Q4 ’25$8.6bnQ3 ’26$0bn$5bnQ4 ’24Q2 ’25Q4 ’25$8.6bnQ3 ’26
Source: SEC filings
Growth slowed to +2.0% last quarterRevenue growth, year on year, %
0%2%4%6%Q4 ’24Q2 ’25Q4 ’252.0%Q3 ’260%2%5%Q4 ’24Q2 ’25Q4 ’252.0%Q3 ’26
Source: SEC filings
Operating margin was 16.3% last quarterOperating income as a share of revenue, %
0%5%10%15%Q4 ’24Q2 ’25Q4 ’2516.3%Q3 ’260%10%Q4 ’24Q2 ’25Q4 ’2516.3%Q3 ’26
Source: SEC filings
Free cash flow was $6.3 billion over 12 monthsQuarterly free cash flow (operating cash flow minus capex), $bn
$0bn$1bn$2bnQ4 ’24Q2 ’25Q4 ’25$1.4bnQ3 ’26$0bn$1bn$2bnQ4 ’24Q2 ’25Q4 ’25$1.4bnQ3 ’26
Source: SEC filings
Last 12 monthsPYPLSector median
Revenue growth+4.4%+10.2%
Operating margin17.0%22.3%
Free cash flow margin18.4%20.3%
Price to earnings10.8x14.6x

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Similar companies

Transaction & Payment Processing Services, by market value.

CompanyPriceTodayYTDValue
VVisa$413.59+0.74%+17.9%$769B
MAMastercard$638.01+0.36%+11.8%$559B
XYZBlock$76.22−0.95%+17.1%$45.79B
FISVFiserv$50.02+3.18%−25.5%$26.60B
CPAYCorpay$400.94+0.75%+33.2%$26.33B
GPNGlobal Payments$96.84+12.97%+25.1%$25.63B
AFRMAffirm$73.47−1.83%−1.3%$24.91B
FISFidelity National Information Services$38.55+3.41%−42.0%$19.88B