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Stocks/Information Technology/Application Software

Fair IsaacFICO

Application Software · Bozeman, Montana · In the S&P 500
High qualityCheaper than peers
$711.23+0.29%After hours: $714.76 (+0.50%)At the close, 30 Oct · Prices from CNBC, may be delayed
▼ 54.6% over 1 year
Fair Isaac over 1 yearDaily close, $, to 30 Oct 2026
$1,000$1,500Nov2026MarMayJulSep$711.23$1,000$1,500NovMarJul$711.23
Source: Nasdaq daily closes
Market value$15.36B
Price to earnings20.6x
Forward P/E15.3x
Dividend yield0.01%
Year to date−57.9%
One year−54.6%
Next earningsWed 4 Nov, after the close
SectorInformation Technology
52-week range (closes)
$592.47$1,844.98

Quality and valuation

How Fair Isaac compares with other information technology stocks. A description, not a recommendation.

Fair Isaac and 6 application software peers. Across: valuation (P/E) against the sector. Up: business quality against the sector. Hover or tap a logo for its numbers.

Business quality: stronger than mostValuation: cheaper than most

A stronger business than most information technology companies, priced below most of them.

Fair Isaac trades at 15.3 times the next 12 months of expected earnings, against a median of 22.2x for the 99 information technology stocks we cover. The quality score blends where it ranks on revenue growth, gross margin, operating margin and free-cash-flow margin (net margin for banks and insurers) over the last 12 months, from SEC filings.

  • Revenue grew faster than the sector median: +24.1% vs +20.6%
  • Keeps more of each sale (gross margin): 85.1% vs 61.5%
  • More profitable (operating margin): 51.7% vs 17.0%
  • Turns more of its sales into cash: 41.6% vs 21.7%
FICO trades at 15.3x forward earnings, below the sector medianForward p/e, Application Software peers
ADBE9.3xINTU14.3xFICO15.3xORCL15.4xCRM15.7xSAP26.6xPLTR108.1xSNOW120.5xSector median 22.2xADBE9.3xINTU14.3xFICO15.3xORCL15.4xCRM15.7xSAP26.6xPLTR108.1xSNOW120.5xSector median 22.2x
Source: CNBC quotes; Mostly Markets
At 20.5x earnings, FICO is cheaper than its average since Jul 2024Price over the last 12 months of reported (GAAP) diluted EPS
P/EUsual range (±1 s.d.)
50x100xAverage 65.8x2025202620.5x50x100xAverage 65.8x2025202620.5x
Source: Nasdaq prices; SEC filings

Financials

From Fair Isaac's SEC filings, through the quarter ending 30 Jun 2026. Hover or tap a bar for its value.

Revenue grew 25.7% from a year earlierQuarterly revenue, $m, latest Q3 ’26
$0m$200m$400m$600mQ4 ’24Q2 ’25Q4 ’25$674mQ3 ’26$0m$250m$500mQ4 ’24Q2 ’25Q4 ’25$674mQ3 ’26
Source: SEC filings
Growth slowed to +25.7% last quarterRevenue growth, year on year, %
0%10%20%30%Q4 ’24Q2 ’25Q4 ’2525.7%Q3 ’260%20%Q4 ’24Q2 ’25Q4 ’2525.7%Q3 ’26
Source: SEC filings
Operating margin was 53.8% last quarterOperating income as a share of revenue, %
0%20%40%Q4 ’24Q2 ’25Q4 ’2553.8%Q3 ’260%20%40%Q4 ’24Q2 ’25Q4 ’2553.8%Q3 ’26
Source: SEC filings
Free cash flow was $996 million over 12 monthsQuarterly free cash flow (operating cash flow minus capex), $m
$0m$100m$200m$300mQ4 ’24Q2 ’25Q4 ’25$380mQ3 ’26$0m$200mQ4 ’24Q2 ’25Q4 ’25$380mQ3 ’26
Source: SEC filings
Last 12 monthsFICOSector median
Revenue growth+24.1%+20.6%
Gross margin85.1%61.5%
Operating margin51.7%17.0%
Free cash flow margin41.6%21.7%
Price to earnings20.6x33.1x

Stories on Fair Isaac

Tuesday, 27 October
Big movers

Stocks Making Big Moves Yesterday: Nu Holdings, Fair Isaac, Lumentum, MercadoLibre and DoorDash

Nu Holdings plunged 17.0% and MercadoLibre slid 7.8% after Brazil's election, Fair Isaac plunged 13.2% on a downgrade, and Lumentum soared 8.2%: Monday's four biggest moves among the stocks we cover.

NU▼ 1.5%
Screens of market charts
Monday, 26 October
Why it moved

Why Fair Isaac (FICO) Stock Is Sinking Today

Fair Isaac plunged 13.2% on Monday, the S&P 500's worst performer, after Wells Fargo downgraded it over its decision to hold the price of its mortgage credit score at $10.

FICO▼ 13.2%
A software office at night
Thursday, 22 October
Chart

Three of the S&P 500's Five Best Stocks This Year Make AI Hardware

Sandisk, Dell and Micron are up 200% to 431% in 2026, behind only Moderna, while AppLovin has lost 60.8%, the worst in the index.

SNDK▼ 8.5%
Screens of market charts

Similar companies

Application Software, by market value.

CompanyPriceTodayYTDValue
PLTRPalantir Technologies$184.11−6.27%+3.6%$442B
ORCLOracle$130.67−6.37%−33.0%$396B
SAPSAP$235.02+0.41%−3.2%$289B
CRMSalesforce$229.17−0.75%−13.5%$189B
SNOWSnowflake$306.08−7.32%+39.5%$108B
ADBEAdobe$250.23+0.85%−28.5%$97.39B
INTUIntuit$341.09+2.99%−48.5%$91.15B
CDNSCadence Design Systems$327.89−4.34%+4.9%$89.97B